Credit Link Note

This is good alternative to investment grade SGD bond and pays higher yield.

Details:
Reference entity: Standard Chartered Bank
Ccy: SGD
Tenor: 5 years
Reference spread: CMS 30 years - 2 years
Coupon: 3 months SGD swap offer rate + 3.18% (indicative 4.82%)

Client will be exposed to credit worthiness of Standard Chartered Bank.

Coupon will be paid as long as CMS 30 years - 2 years is above zero.

History has shown that for CMS 30 years - 2 years less than zero is rare and temporay.

If no credit event occurs, client will receive quarterly coupon of 3 months swap rate + 3.18%.

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